Nestled in Chester County is the borough of West Chester. Steep in history, West Chester became the seat for the county in 1788 and incorporated as a borough the following year in 1799. You can feel the history as you stroll along the brick sidewalks and take in the surrounding architecture of downtown West Chester. History abounds in the entire downtown district which is listed on the National Register of Historic Places.  |  | | Downtown West Chester | |
From the many superb galleries to the fabulous antique shops there is plenty of culture to soak up in West Chester. This area is as scenic as it is bustling with activity with many festivals and events, there is something for everyone.
|  | | West Chester University Library |
West Chester also offers convenience in quiet surroundings. With Philadelphia only 25 miles to the east and Wilmington 17 miles to the south residents have amazing resources such as the libraries and museums within minutes. Areas of interest like The Brandywine Battlefield, Longwood Gardens, and Valley Forge are all close by to West Chester.
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Agency >Who Pays the Commission
Does it cost the homebuyer more to be represented by a buyer's agent who serves their interests exclusively? No, because the listing agent splits the sales commission, which is customarily paid by the seller of the home, with the buyer's agent. The sales commission split is usually 50-50, but the listing agent and buyer's agent will sometimes make another agreement and split the commission unequally.
There is one very unusual circumstance in which the homebuyer might pay a commission to their buyer's agent. The real estate agent might show the buyer a local "for sale by owner" (FSBO) home which the client decides to purchase. In most cases, the FSBO seller who is presented with a qualified buyer is glad to pay the buyer's agent a reduced fee of about 3 percent, or half of a normal sales commission. But the FSBO seller could stubbornly refuse to pay the buyer's agent any commission whatsoever. In that case, the buyer's agent would legitimately expect the buyer to pay the sales commission, in fair exchange for the agent finding the FSBO home and negotiating a successful transaction.
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What is a "jumbo mortgage"?
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| A |
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates. |
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